Cash Balance
Get your custom Cash Balance illustration.
We’ll model owner vs. staff value, funding ranges, and testing in one pass.
Schedule a 15-minute Fit Check
Cash Balance Hub for Physicians — Miami · Fort Lauderdale · West Palm Beach
Pension Services, Inc. designs coordinated Cash Balance + 401(k) programs for physicians and dental professionals across South Florida.
We deliver fast feasibility, clean testing, and contribution targets that fit real medical-practice cash flow.
Why PSI for South Florida Physicians
By the numbers (from our physician/dentist list):
- 108 in the tri-county area — Miami-Dade 70, Palm Beach 22, Broward 16.
- Top cities: Miami, Coral Gables, Boca Raton, Miami Beach, Hialeah, South Miami, Pembroke Pines, Aventura, Delray Beach, Jupiter.
- Specialties we frequently design for: Internal Medicine, Surgery, Orthopedic Surgery, Diagnostic Radiology, Dentistry/Orthodontics, Dermatology.
Those specialties are ideal for CB + 401(k) designs—enabling large, deductible contributions with predictable, age-weighted benefits and clean testing.
How We Work with Doctors
We start with a 15-minute Fit Check, then model a coordinated CB + 401(k) design so the
whole program passes coverage and nondiscrimination at a reasonable staff cost.
Checklist
Share ages, compensation, ownership, and staff counts.
Checklist
Pick a funding range and interest credit aligned to risk.
Checklist
Coordinate CB + 401(k) testing before adoption.
Start Here (English)
Cash Balance for Doctors: Who Benefits
When CB + 401(k) is a strong fit and why physicians win.
En Español
CB para Médicos: ¿Quién se Beneficia?
Por qué CB + 401(k) funciona para médicos de alto ingreso.
We’ll model owner vs. staff value, funding ranges, and testing in one pass.
Schedule a 15-minute Fit Check