20.24 / The Pension Guru: Mastering the Art and Science of Retirement Planning
The Pension Guru: Mastering the Art and Science of Retirement Planning Discover why Pension Services, Inc. is regarded as the ‘Pension Guru’ and ‘Einstein of Pensions’ – offering elite retirement planning solutions, tax optimization strategies, and compliance expertise. The Einstein of Pensions: A Tradition of Excellence At Pension Services, Inc., we’ve earned more than a…
05.24 / 2025 retirement plan contribution limits
2025 Funding Limitations and Safe Harbor Notice 2025 Funding Limitations and Safe Harbor Notice Action Items Deadlines Contact Us THIS EMAIL IS INTENDED FOR ONLY U.S.-QUALIFIED PLANS. THIS IS NOT APPLICABLE FOR PLANS QUALIFIED ONLY IN PUERTO RICO. Dear Client/Partner, As our valued client, Pension Services, Inc. always strives to provide you with the best…
30.24 / 401k Financial Wellness
Empowering Retirement with 401(k) Financial Wellness Empowering Retirement with 401(k) Financial Wellness 401(k) financial wellness programs offer essential tools for employees to improve financial literacy, reduce financial stress, and build a secure retirement. Discover how this approach empowers employees and supports companies by fostering a strong financial foundation. What is 401(k) Financial Wellness? 401(k) financial…
29.24 / FT William Address Notification
Notice of Address Change for Document Provider ftwilliam.com Effective 10/30/2024 To Our Valued Clients, We are writing to inform you of an important update regarding our document provider’s address. The IRS requires us to notify you of this change. New Address of CCH Incorporated DBA ftwilliam.com: CCH Incorporated DBA ftwilliam.com 525 Junction Road, Suite 5000…
28.24 / AUTOMATIC ENROLLMENT REMINDER – JANUARY 1, 2025
Automatic Enrollment Reminder – January 1, 2025 As you know, your 401(k) plan is required to begin using automatic enrollment features effective as of January 1, 2025, for employees who have met your plan’s eligibility requirements and have passed their plan entry date. This is an Internal Revenue Service (“IRS”) requirement. Thus, we wanted to…
31.23 / 2023 – Benefit Insights Newsletter – Issue 3
Plan Participants: The More They Know, The Better As a plan sponsor, do you feel your employees have a clear understanding of the company’s retirement plan? Do most utilize it as a tool to save for retirement—and, if not, do they understand the benefit that they are missing? According to the 2022 PLANSPONSOR Participant Survey,…
05.20 / Video 10: The Loan They Never Take May Make All the Difference
The Loan They Never Take May Make All the Difference IRS rules provide for participant loans and hardship withdrawals from 401(k) and other plans. They’re not required, but rather left to the discretion of you, the plan sponsor. Today, there’s a good bit of debate about how participant loans affect long-term retirement outcomes. On one…
14.14 / Why You Shouldn’t Hire Your Payroll Company To Run Your 401(k) Plan
Payroll Providers Should Not Serve as 401(k) Plan Administrators In The Outlaw Josey Wales, Josey, played by Clint Eastwood, approaches a man in a bar and asks if he is a bounty hunter there to kill him. The bounty hunter replies that a man has to do something for a living, and Josey replies, “Dying…
01.14 / Financial Advisors Need To Value The Art Of Retirement Plan Design
The Art of Retirement Plan Design: Why a Good TPA Matters Back around 35 years ago, beer in this country was considered a mass-produced, mass-marketed business offering very low-quality, light lagers. Beer was less of an alcoholic beverage and more of a slogan that was less filling or tasted great (while making Rodney Dangerfield a…