Adapting Retirement Plans to Meet Changing Needs

Adapting Retirement Plans to Meet Changing Needs

Triggers include M&A, rapid growth, workforce changes, turnover spikes, or recurring testing failures.

When to Revisit Design

Triggers include M&A, rapid growth, workforce changes, turnover spikes, or recurring testing failures.

Governance Rhythm

Adopt an annual design and fee review to keep the plan aligned with business strategy.

Plan Sponsor Action Checklist

Checklist

Hold an annual strategy review with your advisors.
Checklist

Benchmark fees and investment options.
Checklist

Survey employees to identify barriers to saving.
Need help? Our team can assist with plan design, testing, and filings.
Talk to our team

References

  • SECURE/SECURE 2.0 trends; QDIA oversight concepts.