BrighterSmartSmile Dental Associates, P.A. (Educational Sample)
Fictional data to illustrate a Cash Balance + 401(k) design for a multi-owner dental group. Not tax or legal advice.
Summary
- Total CB + 401(k): $681,538
- Owners: $575,423 (84.4%)
- Staff: $106,115 (15.6%)
- Headcount: 3 owners · 18 staff
Illustrative Tax Savings
| Bracket | Savings | Net After Staff |
|---|---|---|
| 24% | $163,569 | $57,454 |
| 32% | $218,092 | $111,977 |
| 35% | $238,538 | $132,423 |
| 37% | $252,169 | $146,054 |
Educational only. Individual results vary; coordinate with your CPA.
Download Dental Proposal (PDF)
What’s behind the numbers
- Owner class tiers; staff 4–6% range per design
- Safe harbor strategy to minimize testing noise
- Cross-testing alignment for multi-owner groups
Next step: Book a 15-minute Fit Check ·
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